A few weeks ago, my husband and I drove to Manila for some lamyerda/lakwatsa with friends. Since may car naman kami, you’d think we’d use it everywhere. Pero Manila parking is a different story! 😅 Limited din ang parking sa hotel where we were staying, and some of the places we wanted to visit weren’t exactly parking-friendly. So for some of our lakad, iniwan na lang namin ang car and relied on TNVS. Sometimes, commuting really is the more practical choice, even if you’re not a daily commuter.
That’s also why PasaHERO Protect caught my attention. GCash, through GInsure, partnered with BPI MS Insurance to offer accident insurance designed for Filipinos using public transportation. It covers jeepneys, buses, trains, and even motorcycles used through TNVS within the Philippines. Plans start at only ₱15 per month, with up to ₱500,000 coverage for death or permanent disability caused by an accident while using public transportation, and up to ₱250,000 for other covered accidents. There’s also double indemnity for accidents that happen while riding public transport.
Another practical feature is that you can purchase PasaHERO Protect for up to five people using one GCash account. So hindi lang sarili mo ang puwedeng kuhanan. You can also get coverage for family members or loved ones who commute regularly. I like this because protection becomes something you can easily include in the everyday things you already manage through your phone.
Our Manila lamyerda reminded me that you don’t have to commute every day for this kind of protection to be relevant. We budget for gas, toll, parking, pamasahe, and our gala, but preparing for unexpected situations deserves some thought, too. At ₱15 a month, PasaHERO Protect is an accessible option worth checking out, whether you commute daily or occasionally leave the car behind when it simply makes more sense.